Application Form & Document Checklist

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Mortgage Pre-Approval Document Checklist

💰

Income Documents

Letter of Employment (LOE)
On company letterhead, dated within 30 days, includes tenure, title, pay & contact info
2 Recent Pay Stubs
Dated, recent; ensure YTD matches LOE
Canada Child Benefit (if applicable)
Recent NOA or monthly statement
Proof of Dependent (for CCB)
ID, birth certificate, or passport for child under 15
T4 Generals (if fluctuating income)
Last 2 years, for bonuses, OT, part-time, or casual work
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Assets & Banking

90-Day Bank Summary
PDF, must include name & account number; explain any deposits over $1,000
Void Cheque
From account for mortgage withdrawals
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Identification

Government-Issued Photo ID
Front & back, scanned or clear photo
🏡

Current Property (if applicable)

Mortgage Statement
All pages, most recent
Property Tax Statement
Shows account is in good standing
Property Assessment Statement
Official municipal assessment
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Rental Properties (if applicable)

Lease Agreement
All pages, valid and signed
📍

Subject Property

MLS Listing
If available, includes fees, taxes, zoning
Agreement of Purchase & Sale
Signed offer document
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Other Income (if applicable)

CPP / Pension Statement
Most recent
Self-Employment Documents
Business overview, T1 Generals (2 yrs), NOAs (2 yrs), Articles of Incorporation
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